Blogs
Spring Into Adventure: Insuring Your Recreational Vehicles for the Season Ahead
Outdoor enthusiasts across the country are gearing up for spring adventures. Whether you're planning a road trip in your motorhome, hitting the trails on your ATV, or cruising across the water on...
What Factors Can Help Me Lower My Auto Insurance Premium?
Auto insurance is an essential expense for every driver, offering crucial financial protection in case of accidents, theft, or vehicle damage. However, many drivers seek ways to reduce their...
Flood Preparedness: What to do Before, After and During a Flood
Floods are among the most common and destructive natural disasters, causing significant damage to homes, infrastructure, and communities. Whether caused by heavy rainfall, storm surges, or...
Making sure your home is properly covered for a disaster
How to avoid being underinsured For many people, their home is their greatest asset, so it is crucial to avoid being underinsured. To properly insure your home, it is important to ask your insurance...
Preventing Frozen Pipes
Freezing pipes can be a common issue during cold weather, and it's important to take preventive measures to avoid potential damage. Here are some tips to help prevent pipes from freezing: Insulate...
How Does the Process of Filing a Claim Typically Work for Commercial Insurance Policies?
Filing a claim for commercial insurance is a fundamental process that allows business owners to seek financial compensation for covered losses. Whether your business has experienced property damage,...
Do You Need Additional Coverage for Holiday Guests?
As the holiday season approaches, many of us look forward to hosting family gatherings, dinners with friends, and festive celebrations. However, with a house full of guests comes an increased risk...
The Claims Process for Renters Insurance: What You Need to Know
Renters insurance is a valuable investment that can financially protect you in case of accidents or damages to your belongings. If you need to file a claim, it's essential to understand the claims...
10 Fall Car Care Tips: Prepare Your Vehicle for the Changing Seasons
Because seasonal changes affect your vehicle in a multitude of ways, it’s important to prepare for the transition from summer to fall. You’ll want to keep up on regular vehicle maintenance, while...
Cyber Security Tips for Businesses and Personal Use
Cybersecurity has never been more important than it is now. As we spend more time online, we’re often creating and sharing more of our data. And if this data falls into the wrong hands, private and...
Understanding the Roof Replacement Process
Roof replacement is a significant home improvement project that can enhance your property's value, energy efficiency, and overall protection. Whether your current roof has reached the end of its...
Common Gaps in Home Insurance Coverage and How to Address Them
While home insurance is a valuable safeguard for your property, it's essential to be aware of its limitations. Here are common exclusions in home insurance policies and alternative protection...
Understanding Different Types of Home Insurance Policies
If you own a home, you may already know that home insurance is essential for protecting your investment. However, with so many different home insurance policies, it can take time to understand which...
What is Commercial Auto Insurance and when do you need it?
Commercial auto insurance protects your business from legal claims of property damage or bodily injury while operating a company vehicle, or when an employee uses their own vehicle for business...
Smart Choices, Safe Roads: Options to Avoid DUI and Insurance Premium Increases
The consequences of driving under the influence (DUI) extend far beyond legal repercussions; they can significantly impact your auto insurance premiums. Fortunately, there are various responsible...
We LOVE Peabody, Massachusetts
In a month that celebrates love, we don’t want to forget the citizens of our beautiful community! Where we come from is important to us and every smiling face, every small business, and every town...
Winter Emergency Car Kit Necessities
An emergency car kit is especially crucial during the winter months for several reasons. Roadside emergencies, visibility challenges, and delayed assistance are only a few of the situations you may...
A Guide to Watering Your Tree
The holiday season is a time of joy, festivities, and, of course, the cherished tradition of decorating the Christmas tree. As families gather around to trim the tree with ornaments and twinkling...
Why Renters Insurance is Important for Tenants
If you're a tenant, you may think your landlord's insurance policy will protect your belongings in case of theft, fire, or other damages. However, this is not always the case. Landlord insurance...
Understanding Different Types of Auto Insurance Policies
Auto insurance is a necessary expense for all vehicle owners. It helps protect you financially in case of an accident or theft. In this blog, we'll break down the various types of auto insurance...
The Importance of Having Home Insurance: Protecting Your Investment
For most people, their home is their biggest investment. It's where they create memories with their family and friends, and it's where they feel safe and secure. However, accidents and disasters can...
Businesses Must Take Steps to Mitigate Their Cyber Risks
Cyber insurance provides robust financial protection to businesses if they incur a data breach and is an essential part of any risk management plan, according to a video released by the Insurance...
Navigating the Seas of Protection: A Comprehensive Guide to Boat Insurance
Ah, the open waters! There's something truly liberating about setting sail and exploring the vast expanse of the ocean. But with the freedom of owning a boat comes a responsibility to protect your...
Summer Driving Tips
"This year will be the summer of the road trip," said Aldo Vazquez, public relations spokesman for AAA. With trends showing that travel by planes, trains, ships and buses will decrease, the favored...
RV Insurance – Weather and Driving Conditions
RVing is becoming one of the most popular ways to travel. A successful and safe RV trip takes preparation and planning to make it a good experience. Whether you are new to RVing or not, these tips...
Freshen Up Your Home and Insurance Policies This Spring
The flowers are blooming, the birds are serenading, and the house still feels like it's stuck with the winter blues. Spring cleaning is a tradition that allows us to freshen up our homes and get a...
MAPFRE Customers Can Simplify Car Care and Maintenance with Openbay+
When things go wrong with your vehicle (and they will at some point), you want to find a reputable repair shop that will fix the problem in a timely fashion and not break the bank. MAPFRE Insurance...
11 Ways to Keep Your Identity Safe This Tax Season
What Cybercriminals Don’t Want You to Know Thieves are working extra hard this tax season to steal your information and gain access to your money. These cybercriminals use email and phone scams to...
Why You Need Condo Insurance
Are you contemplating buying a condominium but aren’t sure if you need condo insurance? While it’s not required by law in many states, most lenders or banks won’t give you a mortgage unless you...
Fire & Ice – Your Guide to Winter Preparation
Winter is coming and for homeowners this means being prepared for the utmost extremes, both the frightful and delightful! With beautiful blankets of white snow come picturesque landscapes, family...
Commercial Umbrella Insurance Explained
Just like an umbrella provides us with an extra layer of protection against the elements, a commercial umbrella insurance policy provides your business with an extra layer of liability protection....
Massachusetts RMV to Make Inspection Sticker Changes
The Massachusetts Registry of Motor Vehicles will soon change how it handles late vehicle inspection stickers. The change means that beginning November 1, 2022, vehicles that pass inspection will...
Why It’s Important to Replace Your Roof for Your Homeowners Insurance
Whether it’s raining, hailing, or windy outside, your roof takes the brunt of all the harsh elements. However, if your roof has been neglected and isn’t in tip-top shape when bad weather hits, then...
Hurricane Preparedness
Planning for a hurricane is one of the most important precautionary measures you can take before one occurs. We live in a state prone to hurricanes, and it's critical for you to have a clear...
How to Jump Start a Car
Trouble happens. You left your lights on and now you’re stuck with a dead car battery. While learning how to jump-start a car can be easy, there are risks in it if done so incorrectly. As your...
Smoke Alarm and Carbon Monoxide Safety Tips
While most homeowners know the importance of having smoke alarms, almost three out of five fire fatalities from 2014 to 2018 happened in properties with no alarms or where alarms failed to operate,...
Flood Preparedness: Before, During, & After
Flooding is a temporary overflow of water onto land that is normally dry. Floods are the most common natural disaster in the United States. Failing to evacuate flooded areas or entering flood waters...
RV Insurance, Weather, & Driving Conditions
RVing is becoming one of the most popular ways to travel. A successful and safe RV trip takes preparation and planning to make it a good experience. Whether you are new to RVing or not, these tips...
Spring Showers May Bring Home Hassles
After a cold, dark winter most people look forward to the sights and sounds 🎵 of the spring. But with the warmer months also comes the potential for heavy rains, which can lead to slippery driving...
Cyber Security Tips for Businesses and Personal Use
Cybersecurity has never been more important than it is now. As we spend more time online, we’re often creating and sharing more of our personal data. And if this data falls into the wrong hands,...
Avoiding Ice Dams on Your Roof
For areas of the country that deal with bitter cold, snow and ice can bring unwelcomed damage to your home. An example of such damage are ice dams which are ridges of ice that form when heat inside...
What is Cyber Insurance and Why Do You Need it?
Cybersecurity insurance is a new and emerging industry. It has its origins in errors and omissions (E&O) insurance, a separate form of insurance that protects against faults and defects in the...
Christmas Light Safety Do’s and Don’t
Strands of sparkling holiday lighting make your home feel merry and bright, especially on a gloomy December day. However, if installed incorrectly, they have the potential to damage your home or...
Fun Facts About Your Thanksgiving Meal in Massachusetts
Although turkey is somewhat synonymous with Thanksgiving dinner it's not all about the Turkey. For many, folks are most grateful for the side dishes, appetizers and the pies. In Massachusetts the...
Fall Home Maintenance Checklist
Fall is a beautiful time of year. The air is cool and crisp, and the leaves are changing colors. As homeowners, it can also be a very busy time of year! Take advantage of the moderate weather to...
How to Change a Tire
How to Change a Tire Knowing how to change a tire is a necessary skill for all drivers. You might be thinking, “I pay for a AAA membership so that I get roadside assistance and don’t have to worry,”...
What is Business Owner’s Insurance and When Do You Need It?
Your company may need insurance to survive certain unexpected—but possible—challenges. Nobody likes buying insurance. It can be confusing and expensive, and you won't see any benefit unless you have...
Hiring a Contractor for Home Updates
If you own a home, then chances are at some point you will need to hire someone to do repair work on your home. At Patrick J Woods Insurance Agency, we know that hiring a contractor or handyman to...
Yard Work Safety Tips to Keep You Out of the ER
Amid all the green lawns and manicured gardens of summer lies a grim statistic: Every year, while mowing the grass, cutting a branch, or power washing a deck, at least 100 people die and an...
Grilling Tips for Safety
As the weather warms and summer returns, it’s time to GRILL! There are risks that come along with grilling, regardless of which type of grill you are using. Every year, 7,000 Americans are injured...