by Patrick J. Woods Insurance Agency
Are you contemplating buying a condominium but aren’t sure if you need condo insurance? While it’s not required by law in many states, most lenders or banks won’t give you a mortgage unless you provide proof you have insurance first. Besides, having condo insurance...
by Patrick J. Woods Insurance Agency
Winter is coming and for homeowners this means being prepared for the utmost extremes, both the frightful and delightful! With beautiful blankets of white snow come picturesque landscapes, family sledding, and, well, the threat of ice dams. Ice dams form when the roof...
by Patrick J. Woods Insurance Agency
Just like an umbrella provides us with an extra layer of protection against the elements, a commercial umbrella insurance policy provides your business with an extra layer of liability protection. If you own a business, chances are you have some form of general...
by Patrick J. Woods Insurance Agency
While most homeowners know the importance of having smoke alarms, almost three out of five fire fatalities from 2014 to 2018 happened in properties with no alarms or where alarms failed to operate, according to a report by the National Fire Protection Association. In...
by Patrick J. Woods Insurance Agency
Flooding is a temporary overflow of water onto land that is normally dry. Floods are the most common natural disaster in the United States. Failing to evacuate flooded areas or entering flood waters can lead to injury or death. Floods may: The result from rain,...
